SVP - USDA Production (Project Management)

Position Summary:

The Senior Vice President (SVP) - USDA Production plays a key role in achieving the organization's strategic objectives related to USDA loan production, non-guaranteed secondary marketing, and investor relations to meet business goals and performance expectations. This role is primarily responsible for leading the USDA Production group and driving the development and growth of commercial loan and bank products. The SVP also oversees the management of a loan portfolio consisting of medium to large, complex loans.
Key Responsibilities:

Lead the planning, development, implementation, and evaluation of all USDA production activities.
Assess and enhance the structure and strategy of the non-guaranteed secondary marketing team to improve efficiency and effectiveness.
Develop and manage USDA loan portfolios, including maturing loans, past-due accounts, exceptions, and deposit relationships.
Analyze loan requests and prepare written proposals for the Executive Loan Committee.
Ensure timely and accurate preparation of financial analyses, loan monitoring activities, and annual exposure reviews to maintain a robust credit portfolio.
Oversee the origination and closing process for loan requests.
Ensure compliance with government regulations and internal bank policies.
Build and maintain community relationships to identify and create new business opportunities for USDA loans, investment products, and treasury management services.
Supervise and provide direction to support staff as needed.
Complete all required annual training.
Actively participate in bank and community activities.
Perform additional duties as assigned.

Skills and Abilities Required:

This position requires strong leadership, strategic planning, and relationship-building skills to drive growth and ensure compliance within the USDA production and related banking services.
Thorough understanding of USDA lending principles and practices as well as knowledge of government and compliance regulations.
Advanced financial analysis skills, strong negotiation and sales skills.
In-depth knowledge of credit analysis.
Well-organized and good time management skills.
Ability to build professional relationships with coworkers and customers.
Excellent written, verbal, and presentation skills.
Strong sense of initiative; self-motivated; work well without close supervision.
Interpersonal skills with all levels of the organization to include coaching and management.
Strong computer skills; proficient in Microsoft Word, Excel and Outlook.

Experience and Education Requirements:

Minimum five (5) years of portfolio management experience, required.
Bachelor's Degree or equivalent of five (5) years of work experience.
Ability to communicate effectively in writing and verbally.
Demonstrated excellence in working with peer teams across organizations.
Proficiency in using Microsoft Office Suite and banking software programs and platforms.

Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.
The employee frequently is required to use hands or finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 25 pounds.
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Note:
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.