Business Services Portfolio Manager (Finance)
Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members' financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the top five largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you.
Centra Credit Union has an exciting opportunity for a Business Services Portfolio Manager located in Jeffersonville, IN. The Business Services Portfolio Manager supports Business Services with new and existing loan portfolio production, approvals, management, and credit administration. This position is responsible for receiving, organizing, and cataloging financial records and relevant loan-related documentation and correspondence and serves as an active member of the Loan Committee.
Spanish/English interpreters may be eligible for an interpreting differential.
ESSENTIAL FUNCTIONS: This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.
- Supports Business Services in the administration of the commercial loan portfolio including ongoing documentation collection and support of business loan and deposit accounts, collection activities, new and existing credit files.
- Accurately and objectively analyzes information received at and following Member interviews and obtains proper credit request decisioning within approved lending limits and through proper approval channels. Assists the Credit Analyst in preparing accurate and timely financial statement spreads, cash flow analysis, and authoring credit approval memos with value-added analysis and commentary.
- Assists in the screening and interviewing of applicants to determine financial needs and creditworthiness. Assists production staff with preparation and completion of credit approval memos by providing value-added commentary, analysis, and other input, as necessary.
- Assists in the closing of loan and opening of business deposit accounts using proper documentation, obtaining required signatures and proper disbursement and/or transfer of funds.
- Participates in sales calls and in other correspondence with business members in the production of new and existing loans and deposit accounts, and with ongoing credit administration activities required to properly manage and maintain the portfolio.
- Participates in the business development activities of the Member-facing production staff for the purpose of fully learning and understanding the credit profile of borrowers while generating creditworthy, strategic loan growth for the Credit Union.
- Participates in community relations and activities to increase the Credit Union's visibility, involvement, and impact.
- Seeks new business and educational opportunities to further personal and professional development, enhancing credit, sales and administrative skills, knowledge, and experience.
- Maintains an active role in various committees, including loan committee.
- Cross-sells and makes referrals for additional financial services of the Credit Union to Members.
EDUCATION & EXPERIENCE - (EQUIVALENT COMBINATION OF EDUCATION & EXPERIENCE WILL BE CONSIDERED):
-
Bachelor's Degree in Related Field
-
Three years to five years of similar or related experience, including preparatory experience.
Centra Credit Union is an Equal Opportunity Employer.
Education
Required- Equivalent combination education & experience or better
- Bachelors or better
- 3-5 years related experience or better
Licenses & Certifications
Preferred- NationMultistateLicensing
